What Are the Best Ways to Reduce the Tax Money Deducted From My Salary?
Many of the taxation experts here have already given wonderful inputs on how to save tax.nNevertheless here are my simple yet effective 2cents for you:Your CTC - u20b98LPATotal taxable income - u20b985,000(10% of 2.5L 20% of 3L) No tax deducted for the first 2.
5LnYour ultimate goal should be to bring down your taxable income as much as possible to avoid deductions.So from your CTC keep subtracting your FBPs(Flexible Benefit Plans) how much ever you're opting for. Now from the final figure that u've arrived after all your investments are complete, calculate the total taxable income by keeping the applicable tax rules finalized by the govt. in mind. For ex: Here in your case, 8L - (199001900015000960001500001500080000) u20b9 4,05,100 --------->X I arrived at the above figure by assuming that you would opt for some FBPs like (food coupons, conveyance, medical bills, HRA, insurance policies, PPF, ELSS) respectively. Now, X - 2,50,000 u20b91,55,100. ----->Y Therefore, 10% of Y u20b915,510 ----> Z Monthly income tax deductions Z u00f7 12 u20b91,292.5 I guess it was easy and understandable :) write to me for more clarifications!What are the best ways to reduce the tax money deducted from my salary?.
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I have a pair of ski bindings that are 25 years old. They are still in great shape. Is there any reason not to put these on a new pair of skis?
You could use them, and they would probably work. However, bindings have gotten safer, lighter, and more durable over the last 25 years.Additionally, skis are shaped and constructed a lot differently than they were 25 years ago, and bindings have evolved to take advantage of newer ski technology.
It might sound like a gimmick, but the differences do make skiing easier and safer.Now, in the last five to ten years, ski equipment hasnu2019t changed dramatically, mostly subtle improvements to the existing technology.But there were some fairly significant shifts in ski equipment about twenty years ago when sidecut and rocker profiles were introduced and binding manufacturers came up with new construction methods that provided more reliable release in more directions and improved resistance to pre-releasing.
If you choose to use your old bindings and you have newer ski boots, check to make sure the heel and toe lugs will securely lock into the binding, as boot shapes have changed a bit (itu2019s unlikely that they wonu2019t work. Ski boots have evolved painfully slow over the years).I have a pair of ski bindings that are 25 years old. They are still in great shape. Is there any reason not to put these on a new pair of skis?
I did not get into medical school and ended up doing a PhD. I regret this extremely primarily because doctors have professional stability, status and respect. How do I overcome this feeling?
Well, if it makes you feel any better, doctors professional stability, status, respect, and especially, pay, are eroding in the US.There are plenty of doctors who are leaving the profession, either through dissatisfaction or disability, and going into other jobs.You can get a job that utilizes your PhD or perhaps doesnt.
Ministers have professional stability, status, and respect, as do tenured college professors. Large church ministers in the US can earn several million dollars per year, as well as have a high-roller lifestyle provided by church dollars and sheltered from taxes. You would make more as a successful church evangelist than you ever could as a surgeon, and even set up your family as paid church workers, even before your children reached the age of majority.
Get some career counseling, if needed, and some therapy to work on your self-esteem.Focus on what you have and not on what you dont. Practice gratitude.If you really, really, really, want to be a doctor, DO schools tend to look more favorably upon career changers and non-traditional students. Your research background should be a plus.However, med schools these days really want docs with a servant mentality and good people skills, not students who focus on prestige and money.Good luck
What is the concept selling? How can one become good at it?
The most basic definition would be "offering to exchange an item of value for a different item (usually money)". If you are the one selling, your job is essentially to get the buyer to feel as though the value that they are receiving is greater than or equal to the value that they are paying. This is done by making consumers aware of problems and then solving them through a product or service.
Everything for sale is really trying to highlight and solve a problem.nThe above picture highlights the fact that people exist on a wide spectrum of awareness (it applies to anyone selling, though it is intended for SaaS businesses, hence the free trial marker). To become a good seller, you need to be able to quickly identify where potential customers are on the awareness ladder and then lead them from their current rung to the top as quickly as possible. This varies across industries so you'll need to do some research in your specific field in order to become the most effective.Read posts like this and more at uniteable.io/blogWhat is the concept selling? How can one become good at it?What is the concept of selling? How can one become good at it?.
Can you pinpoint your political anger to something Trump has said or more to a deep personal belief?
One of the most profound statements Ive heard came from Harry Potter and the Goblet of Fire, and it influences my personal beliefs today.Yes, said Hermione in a heated voice, he sacked her, just because she hadnt stayed in her tent and let herself get trampledHermione, will you give it a rest with the elf! said Ron.Sirius shook his head and said, Shes got the measure of Crouch better than you have, Ron. If you want to know what a mans like, take a good look at how he treats his inferiors, not his equals. If we use that as the standard, and I do, Trump is a bad, bad man. As for things Trump has said, he set the tone for his campaign by calling Mexicans criminals and rapists. Ive lived my entire life surrounded by Mexicans. Many of them arent criminals, and none of my Mexican acquaintances are rapists. The worst thing a Mexican has done to me in recent memory is taunt me when I tried to eat a bunch of Flamin Hot Cheetos in one go.
I dont care how good you are at eating spicy food without crying, I need some damn milk over here!
What are some Need For Speed: Most Wanted tips or hacks?
Umm the most common problem I've heard many times is - money.Download nfs save editorIn this masterpiece, you can increase cash and bounty as much as you want. But I recommend that not to change bounty even a bit. Because if your bounty increases tremendously, then many blacklists will be skipped and that ruins the game.Another thing, keep collecting junkmans.For those who don't know, junkmans are the special upgrades that will tune your ride beyond its capacity ( dayummm!) .As soon as you thrash a blacklist, you've got to choose two markers out ofThree unknown markersUnique parts markerUnique visuals markerUnique performance markerChoose this performance marker first - you'll see any one of the upgrades like unique nitrous / suspension/ supercharger and much more. And then choose any other marker from the question marks.Moreover, to use the junkmans, you'll find the option backroom when you will visit the modification garage. Hit this button and upgrade your beast.Another thing, tune your ride.In the options section, while roaming in the streets, there's an option of performance tuning. Some newbies ignore this , but actually, it really improves your ride's performance. So before directly racing, first tune your ride properly according to your style of racing.Peace
I have 4 businesses I would like to set up, but I work full-time and really struggle to follow everything through. What methods do you have to keep you sharp and engaged in your endeavours?
Focus.you need to make a plan, firstly work out what you end goal is, your desired destination and why you want to get there.Then work backwards to your current position.look at the ideas you have, the resources ( time, money, ability) and see which of your ideas has the least chance of success in bringing you to your goal. Remove those ideas from your plan ( theyu2019re like bad routes on your road map ) and concentrate on the best single idea. In this endeavour the idea accounts for about 1%, the rest is down to determination and focus. Once your committed to that idea donu2019t stop pushing.
On your route map be sure to include success markers, signs that tell you that youve covered distance on your journey, this will help to encourage you on the way.Remember, lot of well meaning people will try to put you off, but donu2019t be swayed from your target. Itu2019s your goal and if your willing to put in the work you deserve to get there. And you will.
Entrepreneurial MindsetI have 4 businesses I would like to set up, but I work full-time and really struggle to follow everything through. What methods do you have to keep you sharp and engaged in your endeavours?
Is the value added approach a reasonable way to rank colleges?
This is a question that requires care. The current education model of K through 12 then University needs a revamp. From what little I know, the current model was established to prepare the coming generation for an industrial economy. It appears to have many similarities with boot camp in the military; recruit and mold young people so they can blindly accept orders and execute.
How do children learn? What do we want them to learn? How do we teach them now? Should we aim for smaller classes? Should we encourage apprenticeship? What type of work force and citizenry do we aim to cultivate? If we set aside the concerted drive to undermine unions (and teachers' unions ) on one hand, and if we set aside the concern of job stability for teachers, and if we set aside the built in hazing requirements for various professions (which have little to do with cultivating entrants into the profession and more about protecting incumbents) how can we focus on educating ? What is the best or optimal method for training and the transfer of knowledge? Would a result oriented or value added focus address these concerns? I do not think so. It appears to me that we are barking up the wrong tree
Will bitcoin crash or moon when the US economy crashes?
I suspect that crypto-currency Bitcoin will remain u201dstableu201d, since so much wealth has already been attributed to it, through directly buying the crypto-currency Bitcoin with fiat or mining it.Since all governments and money merchants will be affected by this, because once engineering has optimized a blockchain for universal commerce, on par with Visa/Mastercard, and a wire transfer to and from a bank, and supersede the services of the old guard, governments and money merchants, by reaching an economy to previously u201cunbankableu201d users who adopt blockchain technology.Once people adopt more to crypto-currency, it will allow economies of user defined scale, and not centrally defined by the old guard, governments and money merchants.
The conventional fiat and US economy will still be a factor, until the fiat value becomes diminished, because of the governments and money merchants unlimited ability to just make more fiat money for itself.Since crypto-currency can conceivably be utilized and programmed for value based functions, crypto-currency will have a edge to retain its value, because of the functions that can be programmed as a part of the crypto-currency. A fiat dollar, can just be a fiat marker, that you have this many fiat.
Will bitcoin crash or moon when the US economy crashes?